Estimate Your Mortgage with Ease
Planning a property investment? Our UK mortgage calculator is a simple yet powerful tool designed to help you understand your potential monthly repayments before you commit.
Just enter key details like the loan amount, down payment interest rate, and repayment term, and you’ll instantly see a breakdown of your estimated monthly costs. It’s a quick way to assess how a mortgage might fit into your overall investment strategy or personal budget.
Whether you’re buying your first property or expanding your portfolio, this tool gives you a clearer view of your financing options—so you can move forward with confidence.
Why Choose Us?
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We connect proven opportunities with committed investors, creating long‑term value through transparency and expertise.
15 Years of Property Investment Experience
A proven track record of sourcing, structuring, and delivering property opportunities that stand the test of time.
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Curated, high‑performing assets chosen for their stability, growth potential, and long‑term value.
Mortgage Calculator
What You Should Know About Stamp Duty
When purchasing an investment property in England or Northern Ireland, Stamp Duty Land Tax (SDLT) is a key cost to factor into your budget. The amount you’ll need to pay depends on both the purchase price and the purpose of the acquisition—buying an additional property, for example, may incur higher rates.
If you’re new to property investment, the rules around stamp duty can seem a little overwhelming. But don’t worry—Cornerstone Property Partners is here to guide you every step of the way.
To make things easier, we’ve outlined the updated 2025 stamp duty bands below, so you can quickly estimate what your liability might be before committing to a purchase.
First-Time Buyers Stamp Duty Rates
Stamp duty rates for first-time buyers in England will be as follows:
| Property Selling Price | SDLT Rates until March 2025 | SDLT Rate on April 1, 2025 |
|---|---|---|
| Up to £300,000 | 0% | 0% |
| £300,001 to £425,000 | 0% | 0% |
| £425,001 to £500,000 | 10% | 5% |
| £500,001 to £1,625,000 | 5% | 5% |
Additional Property / Investor Rates
If you buy an additional property in England (e.g. a second buy-let) the following thresholds apply:
| Property Selling Price | SDLT Rates until March 2025 | SDLT Rate on April 1, 2025 |
|---|---|---|
| Up to £125,000 | 5% | 5% |
| £125,001 to £250,000 | 5% | 7% |
| £250,001 to £925,000 | 10% | 10% |
| £925,001 to £1.5 million | 15% | 15% |
| More than £1.5 million | 17% | 17% |
Book a free consultation with one of our specialist advisors.
Booking a free consultation with one of our specialist advisors is the simplest way to get clear, tailored guidance for your next steps. Whether you’re exploring options, refining a strategy, or looking for expert insight before making a decision, our team is here to help. We take the time to understand your goals, challenges, and priorities so you walk away with practical recommendations you can act on immediately.
There’s no obligation and no hard sell, just honest, informed advice from people who know the landscape inside out. Choose a time that suits you, and we’ll connect you with the right advisor for your needs. It’s a straightforward way to gain clarity, confidence, and direction.